Access the Liquidity You Deserve

We help physical commodity traders access the working capital they need to grow by removing friction from the financing process and turning complex collateral and facility structures into clear, lender-ready outputs that support better terms from their banks.

Book a 30-minute consultation Download the one-page overview

Built for physical commodity traders and lenders with complex ABL and borrowing-base facilities.

Quantified Success

Every engagement is anchored to measurable outcomes, not vague “optimization.” We focus on three core measures:

1. Availability upliftImproved Liquidity: Increase in reported borrowing-base availability from redesigned eligibility logic, title treatment, and concentration rules.Measured as: change in committed availability / headroom versus baseline.
2. Faster credit-loop turnaroundQuicker Access: Shorter time from data submission to lender sign-off on certificates, amendments, or facility increases.Measured as: average days from pack delivery to lender approval, pre- vs post-engagement.
3. Fewer waivers & lower legal spendLender Confidence: Reduction in recurring waivers and covenant resets that drive legal fees and reputational drag.Measured as: waiver count and legal cost per year before and after redesign.

Clarity, credibility, and structure are the three currencies of bank confidence. We make them visible.

Tangible Results

Concrete, lender-aligned outcomes.

• Collateral optimization for higher, defensible advance rates
• Structure & liquidity design aligned with lender expectations
• Integrated data flows across ops, risk, and treasury
• Green & sustainable loan readiness
• Bank-ready CIM and credit materials

Four-Phase Approach

A clear roadmap from discovery to scale.

1. Discovery & assessment of facilities and reporting
2. Strategy design to unlock availability and reduce friction
3. Implementation support across stakeholders
4. Optimization & scale across facilities and lenders

See “Four-phase approach in detail” below for the full 8-week model.

Quantified Success

Outcomes you can defend to management and lenders.

• Faster, more accurate reporting
• Increased availability from existing facilities
• Fewer exceptions and waivers
• Better pricing and terms
• Stronger connections with liquidity partners

How we work

Four-phase approach in detail.

We start from your actual facility documents, data, and lender expectations—then redesign the framework so both sides can move faster with more confidence.

1
Weeks 1–2 · Discovery & data review
Map facilities, data sources, and control framework.
We review facility docs, borrowing-base templates, exception history, and data flows across ERP, treasury, and logistics to benchmark your current availability and friction points.
2
Weeks 3–4 · Design & options
Quantified collateral and reporting redesign.
We propose eligibility and control changes, quantify availability uplift scenarios, and design a unified reporting model aligned with lender expectations.
3
Weeks 5–6 · Implementation support
Harmonize templates, controls, and internal workflows.
We help you implement the new framework, rationalize lender templates, and embed controls into day-to-day operations without adding headcount.
4
Weeks 7–8 · Validation & lender socialization
Take a clean story to credit committee.
We support lender discussions, prepare credit-pack materials, and refine the framework based on feedback so approvals move faster and with fewer conditions.

Without a structured framework

× Multiple lender templates and conflicting rules
× Manual reconciliations and backward-looking packs
× Frequent waivers and costly legal churn
× Weeks lost in the approval cycle

With ViewSet advisory

✓ Unified, lender-ready reporting framework
✓ Harmonized eligibility, aging, and concentration rules
✓ Quantified availability uplift and waiver reduction
✓ Clear governance between treasury, risk, and lenders

Pure advisory — no proprietary system to license. We design structures that lenders accept and your teams can sustain.

About ViewSet

Leverage insider expertise in Trade Commodity Finance.

With over 20 years of experience inside top TCF banks, including ABN AMRO, Natixis, and ING, we know exactly how credit and risk teams evaluate structured facilities. We use this perspective to help corporates design secured ABL structures that demonstrate strong controls and maximize liquidity.

Simplify complexity, maximize availability: As an independent advisor, we remove friction for your treasury team. By rationalizing governance and streamlining monthly reporting into lender-ready outputs, we help you secure higher advance rates, faster approvals, and better terms from your banking partners.

Who we work with

• Physical commodity traders with multi-bank ABL facilities
• Treasury and trade-finance teams under reporting pressure
• Lenders seeking consistent, bank-grade collateral frameworks

Independent, conflict-aware, and built around how both borrowers and lenders actually operate.

Your starting point

Start with a productized Liquidity Opportunity Assessment.

Every new engagement begins with a fixed-fee, low-risk assessment that quantifies structural uplift before you commit to a full project.

Liquidity Opportunity Assessment

A deep dive into your current ABL framework, controls, and reporting—delivering quantified opportunities to unlock more availability and reduce waiver churn.

3–5 business days • remote or hybrid

• Baseline liquidity and exception profile
• Eligibility / control optimization options
• Quantified availability uplift scenarios
• Implementation roadmap tied to corporate strategy

Book the assessment Request sample assessment (PDF)

Designed for

• Physical commodity traders ($500M–$10B revenue) with multi-bank ABL / borrowing-base facilities.
• Treasury and trade-finance teams wrestling with fragmented reporting and recurring waivers.
• Lenders seeking portfolio-level consistency and cleaner monitoring.

High-intent triggers

• Recent covenant breach, waiver, or near-miss.
• Recently upsized, refinanced, or added lenders to a facility.
• Internal initiative to standardize borrowing-base or collateral reporting.

Interested in unlocking more liquidity for your business?

One 30-minute conversation to understand fit and value.

Whether you represent a borrower seeking greater availability or a lender refining collateral frameworks, we start with a short consultation to define objectives and next steps.

• Commodity corporates with multi-bank ABL or borrowing-base facilities.
• Trade / commodity finance lenders managing complex portfolios.
• Treasury teams seeking lender alignment and covenant confidence.

Follow-up expectations:

We respond within one business day.
We schedule a 30-minute session if there's a fit.
You receive a concise scoping memo within two days of that call.
No obligation to proceed.

Prefer email? Reach out at [email protected] with facility size, sector, and your key challenge.